Business, Management, Marketing, Money, Tax, Law, People

Although we’re a public body, each year we give around £350 million back to the public through HM Treasury.

Capital is another name for the financial resources a bank has that act as a cushion or shock-absorber against unexpected losses. For example, if someone fails to repay their loan.

What will the future of work mean for you?

How we pay for things, and even the concept of paying, have developed over 11,000 years.

See how yours compares to the rest of the country

The PRA supervises about 1,500 financial institutions, including banks and insurance companies

A way of storing value electronically outside of centralised systems and away from regulators.

While rare serial numbers often generate interest, banknotes will only ever be worth their face value to us.

Cyber-attacks are becoming more frequent and advanced. Here's what you need to know.

Insurance provides protection against financial loss for people and companies.

Whether you’re buying groceries or a laptop, paying by card only takes seconds. Here’s how the money gets from A to B.

Most of the money in the economy is created by banks when they provide loans.

Falling prices are not always cause for celebration.

There’s a network of systems that make payments possible. These are known as financial market infrastructures – or FMIs for short.

The short answer is: supply and demand.

We aim to keep banks safe, but of a bit of healthy competition can be a good thing for consumers.

The three largest risks banks take are credit risk, market risk and operational risk.

We want to keep the financial system stable and individual banks safe.

We mostly print money to replace old, worn-out banknotes. But it’s also up to demand.

If we look at how much British households borrow, more than seven out of ten pounds are for mortgages.

House prices affect how much money people spend. They have tripled since the late 1970s.

Our new banknotes are made of polymer because it is cleaner, safer and stronger than paper.

We make an appearance in literature as a setting, an institution and even a character in itself.

Climate change poses risks for the stability of the financial system, particularly for the insurance and banking sectors.

While we often think of economic growth as good news, it can also happen too rapidly.

There is more work to be done, but the global financial system is safe, simpler and fairer today than it was a decade ago.

The interest rate on your mortgage is usually much higher than Bank Rate.

We have specific legal responsibilities for setting policy – for interest rates, for financial stability, and for the regulation of banks and insurance companies.

In the past you could exchange banknotes for gold. Today the value of money comes from trust.

UK drivers spend 127 hours stuck in traffic each year.

Some people think the Bank of England is owned by private families, the Royal Family, or even run as a private corporation… but this is untrue. So who are we owned by?