An unexpected payoff from trading stocks
For some economists, the answer to world peace is simple: Promote more trade. In the 18th century, French philosopher Charles Montesquieu described commerce as “a cure for the most destructive prejudices.” Buyers and sellers may both profit, the argument goes, but in order to do so, each party must trust that the other will honor their side of the deal. The more they trust each other, the better the trade,…
Why Does Real Bracket Creep Not Get Compensated?
At the beginning of August, Avenir Suisse’s report on the full financial implications of so-called real bracket creep caused quite a stir ‒ and rightly so. The phenomenon and its effects are largely unknown to the general public, even though the Basel FDP politician Baschi Dürr already described (and named) it back in 2007. Real bracket creep describes the way the entire population slowly rises up the tax table as…
Europe needs to think bigger to build its capital markets union
With rising geopolitical tensions and urgent global challenges such as the climate and digital transitions, Europe needs to bolster its resilience to shocks and invest strategically. In order to achieve this, we need to work together, as a more integrated Europe is better positioned to realize shared goals in a fragmented global economy. Central to this strategy is the creation of an integrated European capital market — a vision set…
How to Arrange Your Meeting Schedule to Boost Your Energy
Two pitfalls to avoid, according to research.
The Convergence of Art, Technology and Culture: Exploring the Work of Aerosyn-Lex Mestrovic
Aerosyn-Lex Mestrovic is an award-winning, multidisciplinary artist whose work has been recognized and displayed in prestigious institutions and venues such as The Museum of Modern Art (MoMA), Art Basel Miami Beach and even the White House. His inspiration stems from a diverse cross-section of cultures — embracing a wide variety of mediums from fashion and film to live art performances and beyond. His unique artistry exists at the junction where…
Trilateral Summit to Deal with Trilateral Threats
U.S. President Joe Biden, South Korean President Yoon Suk-yeol, and Japanese Prime Minister Fumio Kishida in August held a trailblazing trilateral summit. The summit's particular focus was on countering military threats in East Asia, and it hailed “a new era of trilateral partnership” in which the three countries “are determined to align our collective efforts because we believe our trilateral partnership advances the security and prosperity of all our people,…
What is “debanking” and how could you be affected?
Nigel Farage made headlines recently after a public dispute with high net worth banking and investment establishment, Coutts, when they closed his account. Their official reason was that he had fallen below the £1 million minimum investment and borrowing threshold after paying off a mortgage. Farage, on the other hand, claimed it was for political reasons. While Coutts initially denied this, the former UKIP leader released a document containing evidence…
Sexual Harassment at work – Isn’t it 2023?
In a recent judgment, the Tribunal awarded a substantial £357,000 to a 22-year-old trainee Project Supervisor from the National Grid, for 26 acts of sexual harassment and 8 acts of victimisation at the hands of her manager, who was also her mentor. The sexual harassment continued over a period of 1 year, until she resigned. The award included, but was not limited to, £40,000 for injury to feelings, £10,000 for…
How to be more attractive (to suppliers)
The current climate has made it more important than ever for suppliers to see you as their most highly prized stakeholder – but how do you compete in a sellers’ market? Marketing, communications and engagement – traditionally these aren’t words one would associate strongly with procurement. Yet over the past few years procurement and supply chain has been thrust into the spotlight like never before, with the war in Ukraine,…
Can Americans Retire In Ghana?
If you’re looking for a warm and welcoming place with stunning natural beauty and a vibrant local culture to retire to, Ghana is an excellent option that’s gaining popularity among retirees and expats. Americans who want to embark on a thrilling new adventure in their golden years should give Ghana some serious thought. In this … Can Americans Retire In Ghana? Read More » The post Can Americans Retire In Ghana? appeared first on Acheampong & Associates.
You’re More Than Your Job: 3 Tips for a Healthier Work-Life Balance
The days of sticking with one job through retirement are long gone. Younger workers are prioritizing happiness over workplace loyalty, often out of necessity. Harvard Business School senior lecturer Christina Wallace offers a roadmap for this rebalance in her new book, The Portfolio Life: How to Future-Proof Your Career, Avoid Burnout, and Build a Life Bigger than Your Business Card, which explains how to treat work-life calibration as you would…
Google: Our strict privacy standards around made for kids content
We have strict ads privacy protections in place on made for kids content, regardless of a user's age.
Microsoft and Accenture to tackle methane emissions using AI
The year 2022 was a notable one in the history of our climate—it stood as the fifth warmest year ever recorded1. An increase in extreme weather conditions, from devastating droughts and wildfires to relentless floods and heat waves, made their presence felt more than ever before—and 2023 seems poised to shatter still more records. These unnerving circumstances demonstrate the ever-growing impact of climate change that we’ve come to experience as…
Tackling tough money conversations with your partner
Becoming part of a couple is an exciting time. But along with the anticipation of a shared life it’s important to consider some of the practicalities – including finance. George Howard, our Chartered Financial Planner, looks at some of the important money conversations to tackle with your partner. Talking about money is sometimes challenging and can expose some of your or your partner’s vulnerabilities. Yet managing your finances jointly will…
How Founding Conditions Shape the Way Start-Ups Deal With Change
Dealing with environmental change – be it unforeseen supply chain shocks, sudden fluctuations in demand or rapid developments in the competitive landscape – is par for the course for companies doing business today. For start-ups to grow and mature, they must find a way to successfully navigate the opportunities and risks presented by these dynamic conditions. Prior research has investigated how external changes to the business environment influence venture performance…
US Could Avoid the Nearing Collapse of China’s Economy
China stands at the precipice of an imminent and severe economic collapse, while experts predict that the United States is likely to remain relatively insulated from its repercussions, as reported by Daily Express US. President Xi Jinping's attempts to foster a robust post-Covid economic resurgence have been thwarted by a significant property crisis, plunging the Chinese economy into turmoil. Concurrently, Chinese exports are plummeting, and consumer spending is diminishing,…
Mastering Email Marketing: Legal Compliance of Marketing Communications
Email marketing is a powerful business tool for connecting with audiences, boosting brand awareness, and driving sales. However, it’s crucial to assess and handle personal data protection issues carefully when using this strategy. In the European Union (EU), there are certain rules in the General Data Protection Regulation (GDPR) and the Privacy and Electronic Communications Directive (ePrivacy Directive) that businesses need to follow when sending email marketing. In this article,…
New mobile roaming rules proposed by Ofcom to protect UK retail customers
Ofcom has opened a consultation that sets out proposals for new rules and guidance in relation to roaming and inadvertent roaming. Ofcom’s newly proposed rules seeks to bolster customer protection, with rules proposing that UK mobile customers must be notified in a clear, comprehensible and accurate notification about any roaming charges that apply to them when travelling abroad. The consultation closes on 28 September 2023. On 20 July 2023, Ofcom…
Mastering Cloud-Based Computing Service Contracts: Expert Tips
In the dynamic landscape of cloud-based computing services, organisations have come to rely on the flexibility and scalability offered by various models, such as Software as a Service (SaaS), Platform as a Service (PaaS), and Infrastructure as a Service (IaaS). However, alongside the advantages these services bring, negotiating contracts that accurately reflect the unique aspects of each model is crucial. This article delves into the differences between SaaS, PaaS, and…
Preparing A Company Or Business For Sale
This article covers some of the key issues which need to be considered when selling a company or a business. People often say they are selling but do not know how the transaction is to be structured, e.g. by selling the shares in the company (a share sale) or by the company selling the business and assets of the business (an asset sale). From a due diligence viewpoint the issues…
The Gen Z Consumer Tech Wave Is Coming
Generational change is an inevitability, particularly where technology is concerned. The fact that you’re (most likely) reading this post on a computer or smartphone is indicative of how much has changed since Battery was founded 40 years ago, when such devices–let alone more advanced technologies like artificial intelligence–were little more than a theory. Today, technology is a fixture of every aspect of our lives: a trend that will only accelerate…
Psychological Safety Should Be a Part of Your Safety Programs
In today’s modern workplaces, we recognize the growing importance of psychological safety. It’s not just another buzzword; it’s a fundamental concept that we value deeply. Just as we prioritize physical safety measures to protect our employees, we understand that psychological safety is equally vital. The emotional and mental well-being of employees directly impacts their overall health and safety. That’s why we place as much emphasis on their psychological, social, and…
Elevating Team Culture Through Positive Intelligence
In the fast-paced and dynamic environment of the modern workplace, it’s becoming increasingly challenging for individuals to work collaboratively and harmoniously as a team. Competitiveness among colleagues, stress, and communication barriers are some of the obstacles that hinder positive teamwork. In this captivating episode of Catherine’s Corner, Dr. Kevin takes us on a journey through the transformative power of Positive Intelligence (PQ) and its potential to revolutionize your team’s culture.…
How Long Before We Live in the ‘Metaverse’?
The recent rollout of ChatGPT by OpenAI has set the world abuzz about the potential of artificial intelligence. But whatever happened to the last tech phenomenon, the “metaverse”? The once-heavily hyped future of immersive 3D technology seems to have drifted into the background, its bold virtual-reality future yet to materialize as hoped by its biggest proponents. Chief among its backers: Facebook founder Mark Zuckerberg, who two years ago went so…
Balancing the Art and Science of Great Employee Survey Design
Employee listening is a key element of understanding the larger employee experience and addressing important business challenges. Designing a survey that delivers the critical insights leaders need to drive change, and make informed decisions, is a careful balance of art and science. It’s important to take advantage of current research and best practices, but it's equally important to acknowledge the nuances of your organizational culture and remain agile when building…
How large are the refinancing risks facing UK corporates from market-based finance?
The purpose of Bank Overground is to share our internal analysis. Each bite-sized post summarises a piece of analysis that supported a policy or operational decision.
Formula 1’s NFTs: A new era in ticketing and digital technology
Formula 1’s largest ticket operator, Platinum Group, made a ground-breaking move in the auto-racing industry by introducing NFT ticketing for their upcoming events, starting with the Monaco Grand Prix earlier this summer. This movement follows in the recent footsteps of other industries and companies by exploring opportunities in the digital technology space. What are NFT tickets? NFTs are unique tokens stored on the blockchain. When a customer buys a ticket…
Unravelling the Link Between Socioeconomic Status and Obesity
The world is getting bigger, quite literally. By 2035, just over half of humankind will be overweight or obese, with associated costs on the global economy. As complex and multifaceted a disease as obesity is, its link with socioeconomic status is clear: Obesity is more common among people of lower socioeconomic standing. In the United Kingdom, for example, obesity is nearly twice as common in the country’s most deprived regions…
Building a ‘learn it all’ culture through training needs analysis
Well-trained workforces are at the core of all successful organisations. Innovative technology, a new vision, and a sparkling office are good investments, but if skills gaps exist, an organisation will never reach its true potential. Put simply, skills gaps can lead to disillusioned staff, dissatisfied customers, and a bottom line in freefall. The value of learning and development in a changing landscape Offering learning avenues internally is also of great…
District Court Confirms ‘Human Authorship’ Requirement, Sets Copyright Boundary for AI-Generated Works
On August 18, 2023, Judge Beryl A. Howell of the US District Court for the District of Columbia issued a first-of-its-kind federal court decision in Thaler v. Perlmutter, et al., agreeing with the US Copyright Office that works generated entirely by artificial intelligence are not copyrightable for lack of human authorship. The court rejected the plaintiff’s argument that copyright’s adaptability to new technologies is expansive enough to contemplate AI authorship.…
Predictive maintenance: data science for utility companies | Tensing
When you think of Geospatial Data Science, you might think of big innovative ideas from forward-thinking dreamers, who sometimes forget for a moment that you have to use data for a practical purpose. Predictive maintenance is an example of an extremely valuable practical application of data science. In this blog, I tell you more about asset management based on predictive insights. Asset management based on predictions Efficient asset management benefits…
Side Gig or Primary Gig? Employee Listening and Contract Workers
The rise of the gig economy — both for individuals and organizations — has accelerated. For individuals, the benefits include increased flexibility, independence, and the ability to do multiple jobs simultaneously. For organizations, contract labor provides a fast way to scale their workforce — both up and down — as needed, as well as access to a diverse pool of workers and skills, all without a long-term commitment. A recent…
Modifications: Regulation of Lobbying in Ireland
Ireland has passed the Regulation of Lobbying and Oireachtas (Allowance to Members) (Amendment) Act 2023 (the “Lobbying Amendment Act”) which was signed by the President on 23 June 2023. The Lobbying Amendment Act strengthens and amends the Regulation of Lobbying Act 2015 (the “2015 Act”) by expanding its scope and enhancing enforcement for breach as outlined in our previous briefing on the draft legislation. The Lobbying Amendment Act will become…
IP Basics: Completing brand and design clearance
Welcome to the latest episode of Gowling WLG's global Intellectual Property podcast, where we discuss a range of topics to help you protect your brands, creations and inventions. Kate Swaine: Hello, and welcome to Gowling WLG's podcast on brand and design clearance. My name is Kate Swaine and I am the co-head of our global IP team. I am going to take you through the brand and design clearance process,…
Selling your business – is an EOT the answer?
You may have heard of EOTs, and how they are an option for business owners to realise the value of their business. An EOT is an Employee Ownership Trust, which is a trust that allows a company to become owned by its employees. Benefits for you If you are thinking of selling your business, selling to an EOT can be a great way to do so tax efficiently. Provided the…
EU – Restricting Financial Ties to Combat Money Laundering and Terrorism Financing
On March 2, 2023, the European Union’s Court of Justice (CJEU) affirmed the legitimacy of penalties and administrative actions levied by the Financial and Capital Market Commission (FKTK) against PrivatBank to mitigate potential involvement in money laundering and terrorist financing. PrivatBank, based in Latvia, has shareholders A and B, both Cypriot nationals, and Unimain Holdings, a Cypriot company. These shareholders are also PrivatBank’s customers. The FKTK, which is the Central…
India Additional Guidelines for Health and Wellness Celebrities and Influencers
On August 10, 2023, the Department of Consumer Affairs (“DCA”) issued additional guidelines for celebrities, influencers, and virtual influencers who endorse health and wellness products or services (“Guidelines”). The intention of these Guidelines is to curb misleading advertisements and unsubstantiated claims, and to promote transparency in health and wellness endorsements. These Guidelines expand DCA’s existing “Guidelines for Prevention of Misleading Advertisements and Endorsements for Misleading Advertisements, 2022” and “Endorsement Know-hows!”…
Helping Consumers Help Themselves
Tuck associate professor Lauren Grewal wouldn’t say she was destined to become an academic, yet her odds of following that career path were better than fifty-fifty. Both of her parents have been marketing professors, and Grewal has fond memories of being in their classrooms as a kid and thinking the college students were so cool. by Kirk Kardashian When she herself became a college student, at Brandeis, the influence of…
Is Believing Our Kids Are Safer Worth Closing Off Some of Their Futures?
Fifteen months after the tragedy in Uvalde, many school districts in Texas and around the country are working with their local police departments to place more police officers inside schools. These officers—mostly known as school resource officers—will arrive at a fraught time. Just a few years ago, after George Floyd's murder, many districts ended their school resource officer programs in the wake of a backlash to policing in schools. The…
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