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Our commitment to the Nordic financial services sector

Valcon, a prominent European consultancy specialising in technology, data and consulting, has made a significant commitment to expanding its presence and capabilities in the Nordic financial services sector. This expansion is driven by our dedication to the financial industry and our desire to strengthen our position in the Nordic region. Valcon has a commendable track record in the financial services sector, with expertise in areas such as operational improvement, compliance,…

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NVIDIA Partners With India Giants to Advance AI in World’s Most Populous Nation

The world’s largest democracy is poised to transform itself and the world, embracing AI on an enormous scale. Speaking with the press Friday in Bengaluru, in the context of announcements from two of India’s largest conglomerates, Reliance Industries Limited and Tata Group, NVIDIA founder and CEO Jensen Huang detailed plans to bring AI technology and skills to address the world’s most populous nation’s greatest challenges. “I think this is going…

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Engaging Executives: Bridging the Gap Between Analytics and Action

In the bustling corridors of corporate strategy and executive decision-making, consultants often find themselves navigating a complex maze of beliefs, biases, and barriers. From statements reflecting complacency to misunderstandings of data and employee needs, the challenges that consultants and HR professionals face in executive consultations (EC) and executive presentations (EP) are multifaceted. This article outlines some common statements and offers insights into handling them effectively, including drawing on the power…

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How “carry forward” could boost your savings tax-efficiently

The generous tax relief available on pensions makes them a great choice for retirement saving. You usually benefit from an immediate 20% boost to your savings when you make a contribution – meaning a £1,000 contribution only “costs” you £800. If you’re a higher- or additional-rate taxpayer then further relief is normally available through self-assessment. However, to balance out this generous relief, the Annual Allowance limits the amount of tax-efficient…

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Can China Avoid Japanification?

As growth decelerates in China and the economy slips into deflation, there are fears that the country may be heading towards a situation reminiscent of Japan in the early 1990s, a quagmire that could take decades to shake off. The question on everyone’s minds is whether Beijing will make the necessary tough calls to ease the Chinese economy through this critical phase. Or will fear of political instability and social…

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NLRB Narrows Past Practice Defense for Employer Unilateral Action During Bargaining

On August 30, 2023, the National Labor Relations Board (NLRB) released two decisions that will make it more difficult for employers to implement past practices during a break in bargaining or at an impasse, opening the door for unions to hold employers hostage by dragging out collective bargaining. Quick Hits Management rights clauses that do not explicitly state they survive contract expiration will not survive contract expiration and cannot be…

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“Deepfake” social media scams – Here’s how to protect yourself

In a study from MoneyAge, 35% of people said that they trusted financial advice from Martin Lewis over their friends and family or their own research. However, you may need to be careful about turning to the presenter for help after recent reports from Good Morning Britain of a “deepfake” scam using his likeness. Deepfake technology allows users to create a fictional image or video of a person to manipulate…

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How to beat bad science

Bad science is a big problem for society, says guest Jonathan Osborne, an expert in science education, but we don’t have to surrender to it. Beating bad science requires young people to learn three skills, Osborne says. First is an ability to size up conflicts of interest. Second, to evaluate a source’s qualifications. And third, to more rigorously question those who go against consensus. The whole goal of science is…

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Directors’ conflicts of interest

Under Section 177 of the Companies Act 2006 any director who is in any way, directly or indirectly, interested in a proposed transaction or arrangement with a company, has a duty to declare the nature and extent of that interest to the other directors (unless it cannot reasonably be regarded as likely to give rise to a conflict of interest). Purpose of the director’s duty to declare an interest The…

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The Potency of Shortcuts in Decision-Making

  How do CEOs make good decisions? At a time when senior leaders have access to more data and sophisticated analytics tools than ever before, the central challenge of making good decisions about hiring, product development, and resource allocation is increasingly not a lack of information. Rather, it is knowing how much information is enough, and how to use it.   Scholars of decision-making have long recommended that CEOs and…

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Thriving After Failing: How to Turn Your Setbacks Into Triumphs

Harvard Business School Professor Amy Edmondson experienced her first big-stakes professional failure when she was just starting out in her academic career, some 30 years ago, after a decade working in engineering and consulting. Little did she know at the time, but that mortifying defeat would open the door to major success down the road. In 1993, as a doctoral student at Harvard, Edmondson conducted a study at two local…

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US climate deniers have no faith in universities

Based on a survey of thousands of U.S. voters, co-authors Cambridge Zero Fellow and Assistant Professor Ramit Debnath, Professor R. Michael Alvarez and Mr. Danny Ebanks from Caltech, found that Americans who expressed negative and distrustful opinions about universities and academics were also the most likely to believe climate change is not caused by humans and is not a problem for the United States. Despite increasing catastrophic weather events such…

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The answer to solving financial crime lies in data

Financial institutions are engaged in a constant battle to fight money laundering, bribery, fraud, terrorist financing and corruption and adhere to sanctions levied against countries and individuals. And financial crime takes a massive toll – it puts global financial systems at risk, it negatively impacts economic growth and causes massive losses to companies and people. It’s been estimated that annually, it costs the global economy as much as $2.1 trillion.…

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Closing loopholes or creating a noose?

Anything but casual… In the first of our series examining the Closing Loopholes Bill introduced into Parliament yesterday, we look at the new measures for casual employment. The Orwellian title of the Closing Loopholes Bill foreshadows its intentions: casual employment is double-plus-ungood. Premised on the doublethink notion that casual employment is a bad moon on the rise, the Bill proposes wholesale changes to the casual employment test, including measures to…

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Cyber-national security: The importance of National Security Investment Reviews and regulations

Today, the nations of the world have integrated so much so that digital technology is both apparent in every man-made structure and beamed across the globe wirelessly, and invisibly, by satellites and other devices. All these interconnections present a tremendous opportunity, but also a pathway for bad actors. Cyber threats and incidents are front-page news, causing public humiliation and financial loss to governments and organisations alike. These threats must be…

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BarbAIrians at the Gate: The Financial Opportunity of AI

“Teldar Paper, Mr. Cromwell, Teldar Paper has 33 different vice presidents, each earning over 200 thousand dollars a year. Now, I have spent the last two months analyzing what all these guys do, and I still can’t figure it out. One thing I do know is that our paper company lost 110 million dollars last year, and I’ll bet that half of that was spent in all the paperwork going…

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New ‘droplet battery’ could pave the way for miniature bio-integrated devices

Small bio-integrated devices that can interact with and stimulate cells could have important therapeutic applications, including the delivery of targeted drug therapies and the acceleration of wound healing. However, such devices all need a power source to operate. To date, there has been no efficient means to provide power at the microscale level. To address this, researchers from the University of Oxford’s Department of Chemistry have developed a miniature power…

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Canadian corporate beneficial ownership registry requirements

In March 2023, Industry Minister Francois-Philippe Champagne tabled legislative amendments regarding the creation of a Canadian corporate beneficial ownership registry. The proposed amendments, which recently passed the second reading in the House of Commons,1 apply to entities incorporated under the Canada Business Corporations Act (the CBCA). Non-compliance with the proposed amendments will carry significant administrative sanctions or criminal penalties. Background A beneficial ownership registry publicizes information on individuals with significant…

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Dive into intelligent cameras for Teams Rooms

When you join a meeting in Microsoft Teams, what do you expect to see when you have participants in a shared, physical space? Today, most cameras in Microsoft Teams Rooms show a view of the whole room, what we have become accustomed to as the “default” for meetings. If you’re joining a Teams meeting remotely, you usually see all the in-room meeting attendees in one wide video frame. Some cameras…

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Assess your ways of working

This article explores the impact of internal “ways of working”. Specifically, how the intangible elements within daily interactions, decision-making, and workflow structures are pivotal for business growth, beyond just a solid reporting structure. Drawing reference to ‘open working styles’, we provide you with a tool to use as a reflective exercise for teams and leaders to assess their current ways of working against future objectives. What does that mean and…

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A Four-Day School Week? Costs and Benefits

For a town of barely 13,000 people, Athens, Texas, is not shy about putting itself on the map. It calls itself the black-eyed pea capital of the world. It claims the hamburger was born in a little café on its courthouse square. And its school district proudly proclaims itself the “Home of the 4-Day Instructional Week.” That last one resonates across rural America. In recent years, hundreds of small school…

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Procurement in the Age of Automation

The authors have been studying procurement and automation for two decades.i Mary Lacity has conducted more than 50 case studies on enterprise use of automation technologies. Remko Van Hoek and Lacity have been studying early adopters of procurement technologies for three years, including companies using e-auctions, artificial intelligence, and other emerging technologies, such as blockchains. For this article, they interviewed senior executives, business unit leaders, managers of centers of excellence…

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Debating Vivek Ramaswamy

As the great illusionist Harry Houdini once said, “The secret of showmanship consists not of what you really do, but what the mystery-loving public thinks you do.” Entrepreneurial huckster Vivek Ramaswamy has graduated from being the court jester of corporate governance to now becoming a serious contender for the GOP presidential nomination as some 5% of primary Republican voters indicate they are entertained by his antics. As one of the…

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Who is really responsible for autonomous vehicles?

The California Public Utilities Commission recently approved petitions from two taxi companies, Waymo and Cruise, to operate paid robo-taxi services around the clock in San Francisco. The first-of-its-kind move has been widely seen as a major step forward for fully autonomous vehicles and a springboard for similar driverless car rollouts in other cities. Proponents say autonomous taxis are safer and more reliable than manned vehicles and will bring numerous safety,…

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Beyond the Classroom: Our approach to blended learning

In a world where digital transformation and Agile methodologies are not just buzzwords but essential frameworks, the way we approach professional development and learning must evolve. Blended learning—once a novel concept—is now a strategic asset for organisations committed to staying at the forefront of educational technology and innovation. It combines the immediacy of face-to-face instruction with the flexibility of online modules, creating a dynamic and adaptable learning environment. At Elabor8…

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Counterfeit Shares & Market Manipulation in the Public Markets

There has been an abundance of discussion regarding “counterfeit shares” flooding the public markets amongst retail investors for quite some time now. The average retail investor understands that this kind of activity is detrimental to companies for obvious reasons such as shareholder dilution and sinking share prices due to increased selling activity. Unfortunately, I think it is not so clear to the average retail investor as to what they can…

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Generative AI at Mastercard: Governance Takes Center Stage

If you saw the action-adventure movie Everything Everywhere All at Once, you might have had the same reaction we did. Impressive and exciting? No doubt — that’s one reason why it won seven Academy Awards. A portent of the future? Perhaps — as scientists explore the idea of a multiverse, the film provides one vision of what it might look like. Somewhat bizarre and confusing? Well, to us anyway. JoAnn…

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The role of natural gas to a cleaner, more reliable power

Across the United States, renewable energy sources are impacting natural gas generation. The growth of renewables in the grid, compounded by the increased electrification of energy demand, will expose the grid to the risks of an intermittent renewables supply to meet growing power demand. As a result, in the coming decades, a fully “dispatchable” backup energy supply will be required to ensure the reliability of the power grid for multiday…

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Material science fueling leaps forward

Innovation in material science has shaped the world and civilisation as we know it, from the first use of concrete-like material around 8000 years ago to the development of a new alternative material for effective thermal management in advanced wearable electronics just this year. Scientists are constantly looking for new ways to make existing materials lighter, stronger, or vastly improved in some way. In many cases, developing new materials entirely.…

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What Can Other Companies Learn from Patagonia’s Model?

Q: In 2012, you and Yvon Chouinard co-authored The Responsible Company: What We’ve Learned from Patagonia’s First 40 Years. Now, you have released The Future of the Responsible Company: What We’ve Learned from Patagonia’s First 50 Years. Why the new book?   So much of what is going on in the world is heartbreaking and scary. But there’s also so much learning going on. We now have the potential to…

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Samsung Electronics Unveils Industry’s Highest-Capacity DDR5 DRAM, Ideal for the AI Era

Samsung Electronics, a world leader in advanced memory technology, today announced that it has developed the industry’s first and highest-capacity 32-gigabit (Gb) DDR5 DRAM1 using 12 nanometer (nm)-class process technology. This achievement comes after Samsung began mass production of its 12nm-class 16Gb DDR5 DRAM in May 2023. It solidifies Samsung’s leadership in next-generation DRAM technology and signals the next chapter of high-capacity memory. “With our 12nm-class 32Gb DRAM, we have secured a…

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Change is a team sport – so every player needs to own it. Here’s how to get everyone involved.

Heraclitus, an ancient Greek philosopher, said that change is natural and constant. Nowhere is this adage more alive than in the business world; the entrepreneur’s origin story is built on change. Recently, Frontier Airlines enacted a change by removing its customer service phone number. This leaves customers to find solutions through digital channels. With this change, the customer experience will transform entirely, creating a significant difference in the organization. This approach will allow…

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Complying With Hazing Prevention, Training, and Reporting Requirements

University athletic administrators all across the country are welcoming back their athletes for the 2023–2024 athletic season. Athletes and coaches alike will meet with compliance administrators for a refresher on National Collegiate Athletic Association (NCAA) bylaws, nutritionists to discuss proper nutrition, and even media relations staff to discuss media obligations. What sometimes can be forgotten in the hustle and bustle of college athletics—and the desire to get to the practice…

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What Applies to Switzerland, Also Applies to Avenir Suisse

At the beginning of this month, hundreds of August 1 speeches were held in festive marquees with the smell of bratwurst in the air. And as every year, the infamous reports on the nation’s well-being generally unfolded in three clearly defined acts: Act One, the country has been extremely successful so far. Act Two, the environment has changed. And Act Three, for Switzerland to remain successful, something has to change.…

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Google Cloud and NVIDIA Take Collaboration to the Next Level

As generative AI and large language models (LLMs) continue to drive innovations, compute requirements for training and inference have grown at an astonishing pace. To meet that need, Google Cloud today announced the general availability of its new A3 instances, powered by NVIDIA H100 Tensor Core GPUs. These GPUs bring unprecedented performance to all kinds of AI applications with their Transformer Engine — purpose-built to accelerate LLMs. Availability of the…

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Intercultural Communication in Organizations

Intercultural communication is like a bridge that helps people from different backgrounds talk to and understand each other. It’s not just about language, but also about how we express ourselves. Take me, for example—I’m from the Philippines, working at Civility Partners, a US company, and reporting to Catherine, my American boss. Even though we both speak English, our communication styles might be different. Catherine’s big on chit-chat, using small talk…

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